stock an alternative investment

savings deposit and or time deposit are totally different to stock investment, in terms of gains and risk.

savings/time deposit - low risk, very safe and covered by insurance (PDIC) yet low return on investment (ROI) it range from 1 - 6% rate per annum. with lock in period best for long term investment.

ex:           1 yr. savings deposit - php 10,000.00 x 1% = 100.00 gain
               1 yr. time deposit - php 100,000.00 x 6% = 6,000.00 gain
                          - applicable to very conservative investors.

stock - high risk, unsafe and no guaranty in case of bankruptcy. but compared to savings and time deposit this one is high yielding investment.short and long term investment.  now let me explain how to ride with the following disadvantages.

         high risk - fluctuation of price is a negative characteristic of stock for a novice player in the stock market, but for the tsupitero or stock trader this is an opportunity to invest buy at low sell at high.

          bankruptcy - choose a company/corporation that has a track record in the line of business like AYALA LAND INC.(ALI), SAN MIGUEL CORP.(SMC), MERALCO (MER), PLDT (TEL),etc.

 high yield -  ex: Ayala Land Inc. (ALI)  Capital - 6,000.00
       trans1: 12/8/08  bought @ 5.70/shr x 1000 shr = 5,700.00
                  1/19/08  sold @ 7.10/shr x 1000 shr = 7,100.00       gain - 1,400.00  24%
   
       trans 2: 4/29/09  bought  @ 6.30/shr x 1000 shr = 6,300.00
                   6/3/09    sold @ 9.40/shr x 1000 shr = 9,400.00      gain  3,100.00    49%

       trans 3: 7/20/09  bought @ 9.00/shr x 1000 shr = 9,000
               9/23/09 sold @ 11.00/shr x 1000 shr = 11,000            gain 2,000.00    22%
total gain in less than a year = 108 % of the original capital _____6,500.00